1 thought on “Will the gift issued by the postal bank's deposit be returned in less than one year?”
Jerome
I am innovative AD, and the answer is no need to return. In local banks, China Postal Savings Bank is the first bank to attract customers with gifts. Now consider it carefully. , Not a bank, you can only use various small gifts to attract customer deposits.
The first, the outlets of the postal savings are all over the first level of towns and villages. Customers are mostly in rural people and the public. Gift tactics ". It is understood that 10,000 deposits are deposited for two pieces of soap, 20,000 are laundry powder, as well as soy sauce, detergent, rice, flour, 50,000 is peanut oil, 100,000 is electric bakery, 500,000 are electric vehicles, One million is LCD TV. Some customers really fancy these things.
Secondly, postal savings not only have gift tactics, but also Jinyuan tactics. A local postal savings is not a common phenomenon of secrets. It deposits a regular deposit of one year and gives 60 yuan for 10,000 yuan. This tactic has broken the rural customers. Rural commercial banks compete for a weapon in the rural market.
Third, for the deposit that does not expire, customers do not need to refund the gift. So many customers have received one piece of soap. ? If you annoyed it, you will never come and save it again. Calculating gifts have records, and search is also troublesome. However, it is certain that it is certain that the incentive cost of 60 yuan of 10,000 yuan will be deducted from the principal and interest of the 10,000 yuan for you, and it will not give money in vain.
It the fierce competition of the postal bureau in the rural market, there are any ways, there are also deposits and insurance, there are also deposit rewards, and there are gifts for gifts. Choose a reliable and credible business to handle it, and don't be seduced by a little bit of interest. Hello, I am the lobby manager of the postal savings bank, and I have the right to speak. Generally speaking, from January to March each year, we will give gifts at all customers who deposit deposits in our bank outlets. . Even if the customer has 10,000 yuan, we also have a dissemination of detergent. Of course, the more customers save, the higher the grade we give, and the rice, the edible oil, the electric pressure cooker and other gifts. of course, when you are stored, the customers are happy. Our bank staff is also happy, but when the customer suddenly needs to take it in advance in the middle, the question comes. Does the gift need to be returned? The answer is: There is no fixed answer, each local policy is different. We are based on half a year. If the existence period exceeds half a year, you can not have to retreat, but if you do not have more than half a year, you need to return the gift, or the corresponding money. Mathe people may say that when I came to the period, things were given to me by your employees, but I did not take the initiative. I do n’t want to take it in advance, but I urgently need money, and I only have the current interest. I also suffer. Why should I refund the gift? If when you encounter the bank staff insisting on returning the gift, let me make a few suggestions, I hope it will be helpful to you: is very simple, you can change your postal savings bank to withdraw money. Essence The postal savings bank outlets are still more. There are 5 in our county. You can go to other postal savings banks to withdraw money, and you may not ask you to refund the gift. The regular deposits of some customers are in the bank card, which is very easy to do. As long as our bank card opens a mobile banking, it can be operated to settle, and regularly turn into a living period. The money will be in the bank card on the spot. Is about returning gifts, I am not very easy to express opinions, and it is easy to cause disputes. After all, no one wants to withdraw this regular deposit in advance. Everyone thinks that you can get interest and you can get gifts. This such a thing is to say "to prevent gentlemen from preventing villains." If you really do n’t return, the bank will not chase you. The business in the bank, often seeing the lobby with gifts such as rice noodles, laptops, nail knives, rice cookers, electric kettles and other gifts. These gifts are the "weapons" that seduce customers to the bank to run business.
Ifs of banks are generally divided into two categories: . The value of casual gifts such as casual gifts is low, up to 10 yuan. Go to the bank to open a debit card, get an online banking telephone bank, and even pay attention to the bank's public account. Give you it to you, and the bank will not recycle. 2. Special activity gifts, such as small appliances such as regular deposits and rice cookers such as rice noodles, etc., I learned that postal savings banks were usually deposited at that time, and they received gifts at that time. But the depository of such activities is generally not exempted, that is, if you are retrieved in advance, you must go to the original outlets. Besides, most of the participating activities are old customers. Everyone is a good face, and it will not make people poke the spine! If you really use the money and say it to the bank, you wo n’t make difficulties to send the gift back. For banks, there is a calculation of a cost -income ratio. Generally speaking, if the customer is deposited for one month before receiving it in advance, the profit earned by banks can already cover the cost of gifts.
In summary, the deposit of less than a year will be withdrawn in advance, and the bank will generally not let you return the gift. Are you satisfied?
Thank you First of all, because the bank's pressure on reserves is high, it is a common means to distribute gifts to customers who are willing to deposit. As long as the customer saves the corresponding amount at the outlet, the corresponding one can get the gift. Specific pots and pans, scissors and fruit knives poker bamboo charcoal bags, chai oil and salt and other daily necessities. I took the interest and took the gift and stunned the bank wool.
It, since it took the gift, it means that the transaction is completed, you can save back a back to another outlet and pick it up. The theory can be re -deposited. It is said that the gift is soft, but it doesn't seem to be very kind. In this case, of course, the gifts that are handled do not need to pay back. The bank is just a large scale, and there will always be funds that have been accumulated in the end.
Finally, since the deposit is deposited, remember to let the interest rise up, for example, for a year, then choose to expire Essence More than 200,000 can deposit large deposits, which is higher in interest. You can go back to see my previous answer. It hope to help you, thank you to talk about the answer first, no need to return.
The is polite or polite to open an account. It is a means of banking marketing, and this "commitment" is one -way. By -directional, that is, if you do n’t save it, I will take it back. Although this kind of activity is often performed in the form of deposit, it is to marked “participating in a certain activity in advance” on the deposit form. The staff will also persuade you not to pick up, but according to the principle of "voluntary deposits, free withdrawal, deposit and interest, and confidentiality of depositors" stipulated in the "Savings Regulations", you are protected when you take your deposit, unless you do it if you do it. Other businesses such as pledge or frozen are not restricting your withdrawal if you participate in the event. of course, I have also encountered people who pay attention to people. I pick up in advance that I feel embarrassed to return gifts or equivalent money in advance, but often the bank will say that it is okay. I will come to the bank to do business next time. This is a customer acquisition. The activity is also to pull customers. I have never seen a bank staff who wants to return the gift to the customer. of course, I also encountered the intention to take advantage of small cheapness. After receiving a gift in this bank, I have to withdraw in advance and then go to another deposit and receive gifts. Despise from your heart, there is really no good way. So I think that as long as you do not intentionally take the greed in advance, you should be a friend. The next time you have the opportunity to go to the deposit, there is no need to return, and the bank should not accept it. of course ~~~ No need! The gifts for handling business itself are for you. As long as you do this business, you will be qualified to get it. The cancellation of the subsequent business has nothing to do with the gift. The bank business such as deposit, wealth management, credit card and other banks to give gifts. The terminology of the bank is called marketing. During the marketing, gifts are already very common. Stimulate customers and activate the atmosphere. Shouting the door of the capital, haha. Wen when applying for the deposit business in the bank, be careful and careful. The postal savings bank is a "severe disaster -stricken area" in the "severe disaster -stricken area" of the deposit bank. What are the improvements in postal storage. or can be said to have not been counseled on this issue, and complaints are not available. If you encounter a situation that you can't get it, then the insurance is basically not running. If it is a regular deposit, you can withdraw money at any time, but the interest is calculated according to the current interest.
and can be collected by some money according to the current period. The rest of the money is calculated as regularly. I will take a regular period at the ICBC when I go to school. I thought it could only be collected and collected, first removed, and then deposited some of them. As a result, the aunt said that your child speaks it once. I was dumbfounded all of a sudden. But the business has been handled in the end, and it is too late to regret it. The gifts are only available in the predetermination period. If it is taken in advance in advance, it will be returned to the gift. If you do n’t get the gift, you will deduct it from the money you withdrawn. If you save 10,000 yuan for a year, you will give a generation 10 pounds of rice, the valuation is 30 yuan, and the corresponding deduction of thirty yuan is not expired. Do you understand that the bank's gift is not free. If gifts that are not required to be returned (casual gifts) General banks will give customers gifts when promoting new businesses (such as opening credit cards, opening mobile banks, etc.) or at the end of the quarter and end of the season, such as rice, such as rice rice, such as rice Small gifts such as golden fish, noodles, shopping bags, custom cups, etc. to obtain customers and complete tasks. Such products are generally practical small gifts, and many people will be used directly after receiving it. This kind of small gift bank will no longer ask for recovery, and the bank does not have that energy and time to stare at your card or take away the money, so you don’t have to worry about this kind of situation. The time for him to complete a specific task.
Ilvas (special activity gifts) to be returned (special activity gifts). A large amount of gifts such as regular deposits and rice cookers are regularly required for you to deposit at least one year. For these special agreements, you must follow, otherwise the bank has the right to ask you to return. After all, the bank The money is not shaved. The special event gifts, the deposit or deposit you handle is generally not allowed to deposit and exchange, that is, if you want to take it in advance, you must go to the original outlet. The bank knows that this kind of incompatibility is special circumstances, so you will ask you to return gifts. Of course, the bank must be so ruthless. If you are regular for a year, there will be urgent money to use money in eight or nine months later. Under the negotiation with the bank, you will not recover your gifts, because for the bank There is a calculation of a cost income ratio. Normally, if you save a certain period of time, you can make the profit of the bank that can cover the cost of gifts. Of course, if you are deposited today and tomorrow, the bank will definitely take back gifts.
. Summary generally speaking if it is a gift, such as a packet of napkins, only a few yuan, I think the postal savings will not recover from you; Gifts, generally high value (all hundreds of yuan), then assuming that you have violated the original regulations, the postal savings bank has the right to ask you to return the gift. The no matter which banks are now, in order to absorb the deposit of the depositors, they will send the corresponding gifts on the deposit amount. Like the postal savings, a series of points are implemented, such as the deposit of 10,000 regularly for one year, sending a bag of 250 grams of clothes, and so on. Of course, the more you save, the richer the gift. However, these gifts are not valuable. If you take out the money that the deposit is not expired in order to get some gifts, the loss is self. The deposit gift delivery is to attract the storeders. In fact, in the past, the postal savings office was still very popular and trusted by the masses. Since the union with the insurance company, most of the employees have low quality. It is very serious in the distance. Turning the deposit deposit deposit into insurance, the deposit deposit becomes a policy, and cheated a lot of storeders, causing the masses to do not trust insurance and do not trust the postal savings. Because the postal savings are all over the townships and the transportation places, the money is easy to withdraw money. It is best to use the transfer point on the card. It is best to do less business at the postal savings banking business.
I am innovative AD, and the answer is no need to return. In local banks, China Postal Savings Bank is the first bank to attract customers with gifts. Now consider it carefully. , Not a bank, you can only use various small gifts to attract customer deposits.
The first, the outlets of the postal savings are all over the first level of towns and villages. Customers are mostly in rural people and the public. Gift tactics ". It is understood that 10,000 deposits are deposited for two pieces of soap, 20,000 are laundry powder, as well as soy sauce, detergent, rice, flour, 50,000 is peanut oil, 100,000 is electric bakery, 500,000 are electric vehicles, One million is LCD TV. Some customers really fancy these things.
Secondly, postal savings not only have gift tactics, but also Jinyuan tactics. A local postal savings is not a common phenomenon of secrets. It deposits a regular deposit of one year and gives 60 yuan for 10,000 yuan. This tactic has broken the rural customers. Rural commercial banks compete for a weapon in the rural market.
Third, for the deposit that does not expire, customers do not need to refund the gift. So many customers have received one piece of soap. ? If you annoyed it, you will never come and save it again. Calculating gifts have records, and search is also troublesome. However, it is certain that it is certain that the incentive cost of 60 yuan of 10,000 yuan will be deducted from the principal and interest of the 10,000 yuan for you, and it will not give money in vain.
It the fierce competition of the postal bureau in the rural market, there are any ways, there are also deposits and insurance, there are also deposit rewards, and there are gifts for gifts. Choose a reliable and credible business to handle it, and don't be seduced by a little bit of interest.
Hello, I am the lobby manager of the postal savings bank, and I have the right to speak.
Generally speaking, from January to March each year, we will give gifts at all customers who deposit deposits in our bank outlets.
. Even if the customer has 10,000 yuan, we also have a dissemination of detergent. Of course, the more customers save, the higher the grade we give, and the rice, the edible oil, the electric pressure cooker and other gifts.
of course, when you are stored, the customers are happy. Our bank staff is also happy, but when the customer suddenly needs to take it in advance in the middle, the question comes. Does the gift need to be returned?
The answer is: There is no fixed answer, each local policy is different. We are based on half a year. If the existence period exceeds half a year, you can not have to retreat, but if you do not have more than half a year, you need to return the gift, or the corresponding money.
Mathe people may say that when I came to the period, things were given to me by your employees, but I did not take the initiative. I do n’t want to take it in advance, but I urgently need money, and I only have the current interest. I also suffer. Why should I refund the gift?
If when you encounter the bank staff insisting on returning the gift, let me make a few suggestions, I hope it will be helpful to you:
is very simple, you can change your postal savings bank to withdraw money. Essence
The postal savings bank outlets are still more. There are 5 in our county. You can go to other postal savings banks to withdraw money, and you may not ask you to refund the gift.
The regular deposits of some customers are in the bank card, which is very easy to do.
As long as our bank card opens a mobile banking, it can be operated to settle, and regularly turn into a living period. The money will be in the bank card on the spot.
Is about returning gifts, I am not very easy to express opinions, and it is easy to cause disputes. After all, no one wants to withdraw this regular deposit in advance. Everyone thinks that you can get interest and you can get gifts.
This such a thing is to say "to prevent gentlemen from preventing villains." If you really do n’t return, the bank will not chase you.
The business in the bank, often seeing the lobby with gifts such as rice noodles, laptops, nail knives, rice cookers, electric kettles and other gifts. These gifts are the "weapons" that seduce customers to the bank to run business.
Ifs of banks are generally divided into two categories:
. The value of casual gifts such as casual gifts is low, up to 10 yuan. Go to the bank to open a debit card, get an online banking telephone bank, and even pay attention to the bank's public account. Give you it to you, and the bank will not recycle.
2. Special activity gifts, such as small appliances such as regular deposits and rice cookers such as rice noodles, etc., I learned that postal savings banks were usually deposited at that time, and they received gifts at that time.
But the depository of such activities is generally not exempted, that is, if you are retrieved in advance, you must go to the original outlets. Besides, most of the participating activities are old customers. Everyone is a good face, and it will not make people poke the spine! If you really use the money and say it to the bank, you wo n’t make difficulties to send the gift back.
For banks, there is a calculation of a cost -income ratio. Generally speaking, if the customer is deposited for one month before receiving it in advance, the profit earned by banks can already cover the cost of gifts.
In summary, the deposit of less than a year will be withdrawn in advance, and the bank will generally not let you return the gift. Are you satisfied?
Thank you
First of all, because the bank's pressure on reserves is high, it is a common means to distribute gifts to customers who are willing to deposit. As long as the customer saves the corresponding amount at the outlet, the corresponding one can get the gift. Specific pots and pans, scissors and fruit knives poker bamboo charcoal bags, chai oil and salt and other daily necessities. I took the interest and took the gift and stunned the bank wool.
It, since it took the gift, it means that the transaction is completed, you can save back a back to another outlet and pick it up. The theory can be re -deposited. It is said that the gift is soft, but it doesn't seem to be very kind. In this case, of course, the gifts that are handled do not need to pay back. The bank is just a large scale, and there will always be funds that have been accumulated in the end.
Finally, since the deposit is deposited, remember to let the interest rise up, for example, for a year, then choose to expire Essence More than 200,000 can deposit large deposits, which is higher in interest. You can go back to see my previous answer.
It hope to help you, thank you
to talk about the answer first, no need to return.
The is polite or polite to open an account. It is a means of banking marketing, and this "commitment" is one -way. By -directional, that is, if you do n’t save it, I will take it back. Although this kind of activity is often performed in the form of deposit, it is to marked “participating in a certain activity in advance” on the deposit form. The staff will also persuade you not to pick up, but according to the principle of "voluntary deposits, free withdrawal, deposit and interest, and confidentiality of depositors" stipulated in the "Savings Regulations", you are protected when you take your deposit, unless you do it if you do it. Other businesses such as pledge or frozen are not restricting your withdrawal if you participate in the event.
of course, I have also encountered people who pay attention to people. I pick up in advance that I feel embarrassed to return gifts or equivalent money in advance, but often the bank will say that it is okay. I will come to the bank to do business next time. This is a customer acquisition. The activity is also to pull customers. I have never seen a bank staff who wants to return the gift to the customer.
of course, I also encountered the intention to take advantage of small cheapness. After receiving a gift in this bank, I have to withdraw in advance and then go to another deposit and receive gifts. Despise from your heart, there is really no good way.
So I think that as long as you do not intentionally take the greed in advance, you should be a friend. The next time you have the opportunity to go to the deposit, there is no need to return, and the bank should not accept it.
of course ~~~ No need! The gifts for handling business itself are for you. As long as you do this business, you will be qualified to get it. The cancellation of the subsequent business has nothing to do with the gift.
The bank business such as deposit, wealth management, credit card and other banks to give gifts. The terminology of the bank is called marketing. During the marketing, gifts are already very common. Stimulate customers and activate the atmosphere. Shouting the door of the capital, haha.
Wen when applying for the deposit business in the bank, be careful and careful. The postal savings bank is a "severe disaster -stricken area" in the "severe disaster -stricken area" of the deposit bank. What are the improvements in postal storage.
or can be said to have not been counseled on this issue, and complaints are not available.
If you encounter a situation that you can't get it, then the insurance is basically not running. If it is a regular deposit, you can withdraw money at any time, but the interest is calculated according to the current interest.
and can be collected by some money according to the current period. The rest of the money is calculated as regularly. I will take a regular period at the ICBC when I go to school. I thought it could only be collected and collected, first removed, and then deposited some of them. As a result, the aunt said that your child speaks it once. I was dumbfounded all of a sudden.
But the business has been handled in the end, and it is too late to regret it.
The gifts are only available in the predetermination period. If it is taken in advance in advance, it will be returned to the gift. If you do n’t get the gift, you will deduct it from the money you withdrawn. If you save 10,000 yuan for a year, you will give a generation 10 pounds of rice, the valuation is 30 yuan, and the corresponding deduction of thirty yuan is not expired. Do you understand that the bank's gift is not free.
If gifts that are not required to be returned (casual gifts) General banks will give customers gifts when promoting new businesses (such as opening credit cards, opening mobile banks, etc.) or at the end of the quarter and end of the season, such as rice, such as rice rice, such as rice Small gifts such as golden fish, noodles, shopping bags, custom cups, etc. to obtain customers and complete tasks. Such products are generally practical small gifts, and many people will be used directly after receiving it. This kind of small gift bank will no longer ask for recovery, and the bank does not have that energy and time to stare at your card or take away the money, so you don’t have to worry about this kind of situation. The time for him to complete a specific task.
Ilvas (special activity gifts) to be returned (special activity gifts). A large amount of gifts such as regular deposits and rice cookers are regularly required for you to deposit at least one year. For these special agreements, you must follow, otherwise the bank has the right to ask you to return. After all, the bank The money is not shaved.
The special event gifts, the deposit or deposit you handle is generally not allowed to deposit and exchange, that is, if you want to take it in advance, you must go to the original outlet. The bank knows that this kind of incompatibility is special circumstances, so you will ask you to return gifts.
Of course, the bank must be so ruthless. If you are regular for a year, there will be urgent money to use money in eight or nine months later. Under the negotiation with the bank, you will not recover your gifts, because for the bank There is a calculation of a cost income ratio. Normally, if you save a certain period of time, you can make the profit of the bank that can cover the cost of gifts. Of course, if you are deposited today and tomorrow, the bank will definitely take back gifts.
. Summary generally speaking if it is a gift, such as a packet of napkins, only a few yuan, I think the postal savings will not recover from you; Gifts, generally high value (all hundreds of yuan), then assuming that you have violated the original regulations, the postal savings bank has the right to ask you to return the gift.
The no matter which banks are now, in order to absorb the deposit of the depositors, they will send the corresponding gifts on the deposit amount. Like the postal savings, a series of points are implemented, such as the deposit of 10,000 regularly for one year, sending a bag of 250 grams of clothes, and so on. Of course, the more you save, the richer the gift. However, these gifts are not valuable. If you take out the money that the deposit is not expired in order to get some gifts, the loss is self.
The deposit gift delivery is to attract the storeders. In fact, in the past, the postal savings office was still very popular and trusted by the masses. Since the union with the insurance company, most of the employees have low quality. It is very serious in the distance. Turning the deposit deposit deposit into insurance, the deposit deposit becomes a policy, and cheated a lot of storeders, causing the masses to do not trust insurance and do not trust the postal savings. Because the postal savings are all over the townships and the transportation places, the money is easy to withdraw money. It is best to use the transfer point on the card. It is best to do less business at the postal savings banking business.